Credit And Retail Cards
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Club members enjoy the following top 10 benefits:
- Easy Approval with no Monthly Fees
- Establish Credit As You Shop
- Up to $5,000 of Available Credit
- A Low 19.9% APR
- Flexible Payments
- Low Cost Membership Fee (Annual membership fee of $99.00 which is charged at the time of joining.)
- Name Brand Jewelry
- Members Only Discounts
- Fast Reliable Free Shipping (A sales tax of 8.25%, required by the state of Texas, is charged at the time of shipping.)
- New Jewelry Added Daily
Do you report to credit bureaus?
Yes, we report your line of credit to all three major credit bureaus.
What are the requirements to qualify for a club credit account of up to $5,000.00?
No prior credit history is required, however to qualify for an account you must meet the minimum below criteria:
- Be 18 years or older
- Be a resident of the United States of America
- Be currently employed
- Complete our secure online application
Will my past credit problems effect me?
There are a few reasons for denial
1.) Active bankruptcy
2.) Outstanding Child Support
3.) Excessive IRS tax liens
How does the account work?
Once your account is approved, you will receive a automated email with your account number, credit limit and password. Next you will securely login to the website portal
Next you will see the down payment required on your account for the item you selected when applying for credit. Next pay the required down payment plus shipping & handling if applicable. Once we receive the required down payment your product will ship and you will receive a tracking number within 24 to 48 hours during normal business days, Monday through Friday. A 50% down payment for all items purchased before the order ships. There is a minimum order of $100 on your first order and no minimum thereafter. Once 12 months of good payment history is established, the 50% down payment is removed.